Will you get a loan? Interest rates on credit cards and loans are lower if you maintain a good credit score. How? That's because lenders consider you to be paying back the money you owe. Of course, it is still not guaranteed that you will be given a loan if your credit score is high because other factors are taken into account. However, you have a higher chance of getting a loan if you have a high credit score.
Having a good credit score and maintaining it can help you increase the rewards you earn, such as cash back, points, or travel miles. Who doesn't like rewards? Remember that each bank has its own rewards that are given to their clients, it is better to find out first what the bank can offer so that you can choose what you think is appropriate for you.
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